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Medical necessity

An insurer's standard for whether a service is reasonable and necessary to cover.

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Definition

Payers cover services they judge medically necessary for the patient's condition, using their own criteria. Documentation of the patient's problem, goals and progress is how providers show it.

The common mistake

Definitions here are general. They do not say what any profession may do in any state; that is set by each state’s law. Back to the full glossary

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